Childcare Cost Calculator

How Much Does Childcare Cost in 2026?

Childcare costs range from $10,000 to $40,000+ per year depending on type, location, and child's age. Infant care at a daycare center averages $15,000-$22,000 annually, while a full-time nanny costs $35,000-$60,000. In-home daycares offer a middle ground at $10,000-$16,000.

Daycare vs Nanny: Which Is More Affordable?

Daycare centers are typically 50-60% less expensive than a private nanny. However, nanny shares — where two families split a nanny — can be competitive with daycare center pricing while offering more personalized care and schedule flexibility.